Bank Connection & Transaction Enrichment

Connect your bank accounts securely and get real-time transaction data automatically enriched with merchant details, categories, and insights. Flowdock integrates with all major banks across the EU and EEA, pulling transaction data in near real-time and using AI to categorize, label, and extract meaningful information from each transaction-saving hours of manual data entry and reconciliation.

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Bank transactions are a mess - Flowdock fixes that

The problem

  • Bank transaction descriptions are cryptic and inconsistent - "PAYPAL *NOTION" tells you nothing useful at a glance
  • The same vendor appears under different names across transactions, making it impossible to track spending per supplier
  • Multiple bank accounts and cards make it nearly impossible to get a clear picture of where your money is going
  • Manual categorization eats up hours every month - and still leaves gaps and errors

How Flowdock solves it

  • AI reads every transaction and enriches it with the real vendor name, category, and context - automatically
  • Vendor names are normalized so "AWS EMEA", "AMAZON WEB SERV", and "AWS" all map to one vendor profile
  • All accounts and cards are unified into a single view with consistent categorization across every transaction
  • Transactions are matched with invoices, contracts, and receipts from your email - giving you the full picture

How it works

1

Connect your banks

Securely link your bank accounts through PSD2-compliant open banking. Read-only access - Flowdock can never move your money.

2

Transactions sync automatically

New transactions flow in continuously from all connected accounts. No manual imports, no CSV uploads, no waiting.

3

AI enriches every transaction

Each transaction is automatically categorized, labeled with the real vendor name, and matched with related invoices or contracts.

4

Get a clear financial picture

See exactly where your money goes with categorized spending, vendor breakdowns, and trends - across all your accounts and cards.

Spending breakdown per cardholder

It does not matter how many cards your team uses or which bank issued them. Flowdock tracks expenses per cardholder automatically, so you always know who spent what - without chasing receipts or cross-referencing statements from different banks.

This is especially useful for teams where multiple people have company cards. Instead of manually splitting transactions by person, Flowdock does it for you and keeps everything organized in one place.

Ask AI about your spending

Want to know how your cloud costs have trended over the past six months? Or whether your SaaS spending is growing faster than your revenue? Just ask. Flowdock's AI assistant has full context of your transactions and can answer questions about your spending and revenue in plain language.

No need to build reports or export spreadsheets. Get instant answers like "What did we spend on marketing tools last quarter?" or "Which vendors have increased their prices this year?"

Real-Time Balance Sync & Burn Analytics

See your complete financial picture at a glance. Flowdock continuously syncs balances from all connected accounts, giving you a unified view of your cash position across multiple banks and currencies.

Track your monthly burn rate and runway automatically. Our analytics engine calculates your spending trends, forecasts your runway, and alerts you when cash reserves drop below defined thresholds-so you can make informed decisions before it's too late.

  • Unified dashboard for all bank accounts
  • Automatic burn rate and runway calculation
  • Low balance alerts and spending forecasts

500+ Banks Supported Across EU & EEA

Connect to any major bank with PSD2-compliant open banking integration. Secure, encrypted, and read-only access to your transaction data.

PSD2 Compliant · Bank-grade encryption · Read-only access

Works even better with

Frequently asked questions

Flowdock supports over 500 banks across the EU and EEA through PSD2-compliant open banking integrations. This includes all major banks in Finland, Germany, France, the Netherlands, and other European countries.
Yes. Flowdock uses bank-grade encryption and only has read-only access to your transaction data. We can never initiate payments or move money. All connections go through regulated open banking providers that comply with PSD2 security standards.
Absolutely. You can connect as many bank accounts and cards as you need, even from different banks. Flowdock unifies all transactions into a single view with consistent categorization, and can break down spending per cardholder regardless of which card or bank was used.
Flowdock's AI achieves over 95% accuracy on transaction categorization. It improves over time as it learns your specific vendors and spending patterns. You can always adjust categories manually, and the AI learns from your corrections.

Ready to connect your banks?

Join businesses already automating their financial data with secure bank connections.

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7 days free trial - No credit card needed